Cash flow tips for businesses thriving and surviving the pandemic

Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.

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Buy Now Pay Later users put on notice by credit agency

Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.

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What’s the best day to auction your house?

Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.

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State Home Loan

Need help paying your insurance and workers comp premiums this year?

As if Australian business owners hadn’t faced enough challenges this past year – now the dreaded annual insurance and workers compensation premiums will soon arrive in mailboxes. Here’s how to smooth ‘em all out (and get an early bird discount!).

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State Home Loan

Green thumbs beware: one-third of veggie gardens contaminated with lead

One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing your own veggie patch. But did you know more than a third of Aussie backyards are contaminated with lead? Here’s how to get your soil tested for free.

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State Home Loan

How much extra will your mortgage cost when interest rates rise?

After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.

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State Home Loan

It’s on! First home loan deposit schemes open for applications

If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.

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State Home Loan

Property price caps increased for first home loan deposit scheme

First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.

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State Home Loan

Size matters: how to get more bang for your buck on property sizes

An increasing number of Australians are prioritising larger homes and bigger blocks in their house-hunting endeavours since the pandemic began. But where to look? Well, a new search tool helps you calculate which suburbs offer the best bang for your buck.

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State Home Loan

Easy Guide for First Time Home Buyers in Australia

To buy a first home is one of the biggest financial investment of your life, with large capital investment and long-term benefits. As a first-time buyer in Australia, one needs to be extra careful and need to have an in-depth understanding of the process involved. If you’re seeking a home requires time, commitment and efforts.… Continue reading Easy Guide for First Time Home Buyers in Australia

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State Home Loan

Guide to Choose Better Lender for your Financial Needs

We find many financial products on the market, with each having its unique features and benefits. There are chances that one loan might be right for one person but not suitable for another. Let’s say you go to one lender when you’re looking for a loan without even understanding what another lender has for you.… Continue reading Guide to Choose Better Lender for your Financial Needs

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State Home Loan

Benefits of Buying a Car on Finance

If you’re planning to buy a brand-new car or a quality used vehicle, here we are. Buying a car is one of the biggest and most exciting purchase you can make in life. Today, most Aussies come up with the money to purchase a vehicle is with finance. At State Home Loan Centre, you get… Continue reading Benefits of Buying a Car on Finance

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