Home Loan Information

Find Right Home at Right Place

If you’re looking for a smart way to buy, invest or refinance, the state home loan centre is a one-stop solution provider for you. Get the best mortgage deal in Australia and find a loan based on your suitable budget. We do know buying a home can be a big commitment for you; therefore, we have an expert team who’ll offer a smooth way through the home-buying process.

Checklist of Home Loan Docs

We follow smart way to get ahead

Whenever you’re applying for home loan you need to be prepared. Understand the document required for home loan and to make process quicker. Discover how you can better understand the loan and mange home loan repayment with ease.

To make life easier, the state home loan centre put together a list of documents needed to assist you get approved faster and avoid frustrating delays.

Essential Documents are:

  • Proof of Identification: Passport, Driver Licence, Birth certificate
  • Income: Recent Payslips, PAYG statement
  • Assets: Ownership details of other properties, savings, cars
  • Expenses: Detailed list of monthly expense from childcare to Ubers
  • Liabilities: Statement for any existing debts

State Home Loan

State Home Loan

Home Loan Process

Make the right home buying decision with easy processing

Everyone dreamt of becoming homeowners one day. It’s show lifelong financial security where buying a home is a complicated process. At the state, home loan centre getting a home loan is easy and simple. It may vary from one bank to other, but the overall procedure is the same. We help you disburse a loan using the below quick steps.

8 Steps Home Loan Process Approval

  1. Meeting the bank officials
  2. Gathering the necessary documents
  3. Submitting the loan application form and paying the processing fee
  4. Document Verification
  5. Approval of the Loan
  6. Releasing the offer letter
  7. Technical checking, site estimation and Legal verification
  8. Signing the final loan agreement

Our Panels of Lenders

We’re not a bank but a place where we have a knowledgeable team to help you find better deal and experience. Get smart, flexible and cost-effective loans with ease. Check our list of Lenders.

Approved Lender Panel 1

  • Adelaide Bank
  • AMP
  • ANZ
  • Australian Financial (HLCA)
  • Australian First Mortgage
  • Auswide Bank
  • Bank First
  • Bank of Melbourne
  • Bank SA
  • BankWest
  • Better Choice
  • Beyond Bank
  • Bluestone
  • CBA – Colonial
  • Citibank
  • Credit Union SA
  • FirstMac
  • Heritage
  • HomeLoans Ltd
  • HomeStart Finance
  • ING
  • Keystart
  • LaTrobe Financial
  • Liberty Financial
  • Loan Ave
  • Machquarie Bank
  • ME Bank
  • Mortgage Mart
  • Mystate
  • NAB
  • Pepper Money
  • PN Bank
  • St George
  • Suncorp
  • Virgin Money
  • Westpac


Get in touch with us

    We collect personal information (including name, phone number and email address) about you so we can contact you and make an appoinment to discuss a home loan and other products that may be of interest to you. For more information about how we collect and handle personal information, including how you can access or correct your personal information or contact us with any feedback, please read our privacy policy