Home Loan Information
Find Right Home at Right Place
If you’re looking for a smart way to buy, invest or refinance, the state home loan centre is a one-stop solution provider for you. Get the best mortgage deal in Australia and find a loan based on your suitable budget. We do know buying a home can be a big commitment for you; therefore, we have an expert team who’ll offer a smooth way through the home-buying process.
Checklist of Home Loan Docs
We follow smart way to get ahead
Whenever you’re applying for home loan you need to be prepared. Understand the document required for home loan and to make process quicker. Discover how you can better understand the loan and mange home loan repayment with ease.
To make life easier, the state home loan centre put together a list of documents needed to assist you get approved faster and avoid frustrating delays.
Essential Documents are:
- Proof of Identification: Passport, Driver Licence, Birth certificate
- Income: Recent Payslips, PAYG statement
- Assets: Ownership details of other properties, savings, cars
- Expenses: Detailed list of monthly expense from childcare to Ubers
- Liabilities: Statement for any existing debts
Home Loan Process
Make the right home buying decision with easy processing
Everyone dreamt of becoming homeowners one day. It’s show lifelong financial security where buying a home is a complicated process. At the state, home loan centre getting a home loan is easy and simple. It may vary from one bank to other, but the overall procedure is the same. We help you disburse a loan using the below quick steps.
8 Steps Home Loan Process Approval
- Meeting the bank officials
- Gathering the necessary documents
- Submitting the loan application form and paying the processing fee
- Document Verification
- Approval of the Loan
- Releasing the offer letter
- Technical checking, site estimation and Legal verification
- Signing the final loan agreement
Our Panels of Lenders
We’re not a bank but a place where we have a knowledgeable team to help you find better deal and experience. Get smart, flexible and cost-effective loans with ease. Check our list of Lenders.
Approved Lender Panel 1
- Adelaide Bank
- AMP
- ANZ
- Australian Financial (HLCA)
- Australian First Mortgage
- Auswide Bank
- Bank First
- Bank of Melbourne
- Bank SA
- BankWest
- Better Choice
- Beyond Bank
- Bluestone
- CBA – Colonial
- Citibank
- Credit Union SA
- FirstMac
- Heritage
- HomeLoans Ltd
- HomeStart Finance
- ING
- Keystart
- LaTrobe Financial
- Liberty Financial
- Loan Ave
- Machquarie Bank
- ME Bank
- Mortgage Mart
- Mystate
- NAB
- Pepper Money
- PN Bank
- St George
- Suncorp
- Virgin Money
- Westpac
Testimonials
David
CEO, XYZ CompanyI am very much impressed with the quick response and the service provided by the State Home loan centre team. They understood my needs in life and provided the entire roadmap with customizing my requirement. The professional has excellent experience and knowledge skills, Highly Recommended.
John Done
CEO, ABC CompanyVery Wisely, State Home Loan Centre provided the best insurance plan to avail tax benefits, child education and retirement plan. I found the team is very knowledgeable and sincere. Just want to thank for being a great financial planning partner.
David C Jeff
CEO, ABC CompanyFor the first time, I was planning to buy a new home and was worried about its process. But State Home Loan Centre made this easy with very little paperwork and gave a clear picture of the process. Secondly, the team were very supportive and understood my situation well. Excellent Services, Thank-You.